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Showing posts from December, 2019

2019 Re-cap and 2020 Plan...

Merry Christmas Eve, everyone!   I was happily surprised yesterday at work to learn that I would be able to take today off, in addition to Christmas Day.   After sleeping in, wrapping gifts, making lemon curd, and cleaning up after myself, there’s time to write!   Which I have been needing and wanting to do.   In my own (occasionally humble) opinion, I accomplished a lot in 2019.   I love living in Sandpoint, and am still so happy that I chose to move.   It is wonderful, everything I hoped for, to be close to family and simplify my life.   In 2019, I paid off $16,674 of debt!   My net income was $24,625.   Folks, this was hard to do.   Not how you might expect.   Sure, the math gets tight.   But the hardest thing is my internal battle between instant and delayed gratification.   And when every, and I mean every single transaction is a choice between dopamine now or debt paid off, I’ve gotten exhauste...