Much Better Day :)
As many people say, back where I’m from, uff da. I have been doing some hard work! In my previous post, I faced the ugly truth that having access to a credit card was a little doorway to trouble, for me. The recovery has been slow, but thorough. In August and September I got back up to using over 50% of my net income for debt payment. And now, October, nearly 72%! I feel a little silly to need this discipline, but, I leave my wallet at home most of the time now. Without access to my funds, I have to sit with and notice my impulses to buy something (lookin’ at you, chicharrones). I don’t have the option of instant gratification and then forgetting the incident until I look at my statements. I can’t claim that this is making me less of a spender. That’s clearly my tendency. But it is putting a necessary, hard boundary around that shit. Humbling, and good. Another hard ...